{"id":435,"date":"2021-12-07T14:59:17","date_gmt":"2021-12-07T14:59:17","guid":{"rendered":"http:\/\/mbnegocios.pt\/?p=435"},"modified":"2021-12-14T14:46:57","modified_gmt":"2021-12-14T14:46:57","slug":"simulador-de-leasing-mobiliario-para-empresas","status":"publish","type":"post","link":"https:\/\/topdeal.pt\/en\/simulador-de-leasing-mobiliario-para-empresas\/","title":{"rendered":"Simulador de Leasing Mobili\u00e1rio para Empresas"},"content":{"rendered":"<h2>Leasing Mobili\u00e1rio<\/h2>\n<p>Contrato de financiamento atrav\u00e9s do qual a Institui\u00e7\u00e3o de Cr\u00e9dito (Locadora) cede ao cliente (Locat\u00e1rio) o uso ou explora\u00e7\u00e3o de um determinado bem ou equipamento (viaturas, m\u00e1quinas, retroescavadoras, e outros equipamentos), mediante o pagamento de uma determinada renda.<\/p>\n<p>Estes equipamentos podem ser novos ou semi-novos, sendo que, no caso dos usados, por norma, a Institui\u00e7\u00e3o de Cr\u00e9dito condiciona a pr\u00e9via avalia\u00e7\u00e3o dos mesmos para validar o seu valor atual.<\/p>\n<p>No final do contrato, o locat\u00e1rio poder\u00e1 exercer a op\u00e7\u00e3o de compra, mediante o pagamento do Valor Residual previamente estabelecido (habitualmente fixado nos 2%). At\u00e9 que este valor se encontre liquidado, o bem, na pr\u00e1tica, \u00e9 da posse da Locadora.<\/p>\n<h3>Advantages<\/h3>\n<ul class=\"normal\">\n<li>Possibilidade Financiamento at\u00e9 100% do valor de aquisi\u00e7\u00e3o, acrescido de eventuais despesas legais (por exemplo o IUC, no caso das viaturas);<\/li>\n<li>Pode usufruir do uso da viatura ou do bem, sem obrigatoriedade de proceder \u00e0 sua compra;<\/li>\n<li>As opera\u00e7\u00f5es de leasing n\u00e3o est\u00e3o sujeitas a Imposto do Selo<\/li>\n<li>Celeridade no processo de contrata\u00e7\u00e3o.<\/li>\n<\/ul>\n<h3><span style=\"color: #212529;\">Distin\u00e7\u00e3o Entre Outras Formas de Financiamento \u2013 ALD, Renting, Cr\u00e9dito Autom\u00f3vel<\/span><\/h3>\n<ul class=\"normal\">\n<li>The <strong>Aluguer de Longa Dura\u00e7\u00e3o<\/strong>, comummente conhecido por <strong>ALD<\/strong>, pressup\u00f5e a aquisi\u00e7\u00e3o da viatura no final da vig\u00eancia contratual, ap\u00f3s liquida\u00e7\u00e3o das presta\u00e7\u00f5es e do Valor Residual previamente definido;<\/li>\n<\/ul>\n<ul class=\"normal\">\n<li>A figura do <strong><em>Renting <\/em><\/strong>n\u00e3o \u00e9 considerada como um financiamento, pelo que a sua contrata\u00e7\u00e3o tamb\u00e9m n\u00e3o tem impacto no Balan\u00e7o da empresa, nomeadamente no Passivo.<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\">Na pr\u00e1tica, o Consumidor paga uma determinada renda pelo servi\u00e7o adquirido, que inclui, al\u00e9m da pr\u00f3pria viatura, os seguros, impostos, manuten\u00e7\u00f5es, entre outros.<\/p>\n<p style=\"padding-left: 40px;\">Ideal para empresas com constante renova\u00e7\u00e3o de frota, que querem ver assegurados os seus custos (fixos e constantes), sem burocracias no final do contrato (retoma autom\u00e1tica das viaturas).<\/p>\n<ul class=\"normal\">\n<li>The <strong>Consumer Credit<\/strong> \u00e9 um empr\u00e9stimo tradicional, que poder\u00e1 ser ou n\u00e3o contratado com Reserva de Propriedade sobre a viatura, assumindo-se como garantia do pr\u00f3prio financiamento, e onde o Consumidor figura como propriet\u00e1rio legal da mesma ao contr\u00e1rio das alternativas supra mencionadas.<\/li>\n<\/ul>\n<p>If you would like us to review your case, please fill out the following application form and we will get back to you in less than 48 hours. It's easy!<\/p>\n<div class=\"frm_forms\" id=\"frm_form_8_container\" data-token=\"bc90ef51dcd6269f20e23b7699408906\">\n<form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form relative\" id=\"form_leasingimobilirio-empresas758f2f7756\" data-token=\"bc90ef51dcd6269f20e23b7699408906\" action=\"\">\n<div class=\"frm_form_fields\">\n<fieldset>\n<legend class=\"frm_screen_reader\">Leasing Mobili\u00e1rio - Empresas<\/legend>\r\n\r\n<div class=\"frm_fields_container\">\n<input type=\"hidden\" name=\"frm_action\" value=\"create\" \/>\n<input type=\"hidden\" name=\"form_id\" value=\"8\" \/>\n<input type=\"hidden\" name=\"frm_hide_fields_8\" id=\"frm_hide_fields_8\" value=\"\" \/>\n<input type=\"hidden\" name=\"form_key\" value=\"leasingimobilirio-empresas758f2f7756\" \/>\n<input type=\"hidden\" name=\"item_meta[0]\" value=\"\" \/>\n<input type=\"hidden\" id=\"frm_submit_entry_8\" name=\"frm_submit_entry_8\" value=\"8e9389de45\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/posts\/435\" \/><div id=\"frm_field_102_container\" class=\"frm_form_field form-field  frm_none_container form_forma-nominal\">\r\n    <label for=\"field_ogcvoc4ff61d234\" id=\"field_ogcvoc4ff61d234_label\" class=\"frm_primary_label\">Forma Nominal\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    \t\t<select name=\"item_meta[102]\" id=\"field_ogcvoc4ff61d234\"  data-invmsg=\"Forma Nominal is invalid\" aria-invalid=\"false\"  >\n\t\t<option  value=\"Sr.\">Sr.<\/option><option  value=\"Sr.\u00aa\">Sr.\u00aa<\/option><option  value=\"Arqt.\">Arqt.<\/option><option  value=\"Doutor\">Doutor<\/option><option  value=\"Doutora\">Doutora<\/option><option  value=\"Dr.\">Dr.<\/option><option  value=\"Dr.\u00aa\">Dr.\u00aa<\/option><option  value=\"Eng.\u00ba\">Eng.\u00ba<\/option><option  value=\"Eng.\u00aa\">Eng.\u00aa<\/option>\t<\/select>\n\t\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_103_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_first frm12 frm_full\">\r\n    <label for=\"field_xf0p64dc43778be\" id=\"field_xf0p64dc43778be_label\" class=\"frm_primary_label\">Full Name\r\n        <span class=\"frm_required\" aria-hidden=\"true\">*<\/span>\r\n    <\/label>\r\n    <input type=\"text\" id=\"field_xf0p64dc43778be\" name=\"item_meta[103]\" value=\"\"  data-reqmsg=\"Por favor introduza o seu nome.\" aria-required=\"true\" data-invmsg=\"Text is invalid\" aria-invalid=\"false\"  \/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_104_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_half frm_full\">\r\n    <label for=\"field_wjg6n388460bc97\" id=\"field_wjg6n388460bc97_label\" class=\"frm_primary_label\">Email\r\n        <span class=\"frm_required\" aria-hidden=\"true\">*<\/span>\r\n    <\/label>\r\n    <input type=\"email\" id=\"field_wjg6n388460bc97\" name=\"item_meta[104]\" value=\"\"  data-reqmsg=\"Por favor introduza o seu email.\" aria-required=\"true\" data-invmsg=\"Por favor introduza um endere\u00e7o de email v\u00e1lido.\" aria-invalid=\"false\"  \/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_105_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_half frm_full\">\r\n    <label for=\"field_owclb2fab3d3942\" id=\"field_owclb2fab3d3942_label\" class=\"frm_primary_label\">Phone Number\r\n        <span class=\"frm_required\" aria-hidden=\"true\">*<\/span>\r\n    <\/label>\r\n    <input type=\"tel\" id=\"field_owclb2fab3d3942\" name=\"item_meta[105]\" value=\"\"  data-reqmsg=\"Por favor introduza o seu n\u00famero de telefone.\" aria-required=\"true\" data-invmsg=\"N\u00famero de telefone inv\u00e1lido.\" aria-invalid=\"false\" pattern=\"((\\+\\d{1,3}(-|.| )?\\(?\\d\\)?(-| |.)?\\d{1,5})|(\\(?\\d{2,6}\\)?))(-|.| )?(\\d{3,4})(-|.| )?(\\d{4})(( x| ext)\\d{1,5}){0,1}$\"  \/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_120_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_first frm_half frm_full\">\r\n    <label for=\"field_15qf2\" id=\"field_15qf2_label\" class=\"frm_primary_label\">NIF\r\n        <span class=\"frm_required\" aria-hidden=\"true\">*<\/span>\r\n    <\/label>\r\n    <input type=\"text\" id=\"field_15qf2\" name=\"item_meta[120]\" value=\"\"  placeholder=\"Ex. 512345678\" data-reqmsg=\"Por favor introduza o NIF da empresa.\" aria-required=\"true\" data-invmsg=\"NIF inv\u00e1lido.\" aria-invalid=\"false\" pattern=\"\\d\\d\\d\\d\\d\\d\\d\\d\\d$\"  \/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_106_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_first frm_half frm_full\">\r\n    <label for=\"field_j7w87f4ee6d9455\" id=\"field_j7w87f4ee6d9455_label\" class=\"frm_primary_label\">Acquisition value\r\n        <span class=\"frm_required\" aria-hidden=\"true\">*<\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_j7w87f4ee6d9455\" name=\"item_meta[106]\" value=\"\"  placeholder=\"Value of the property to be acquired in \u20ac\" data-reqmsg=\"Por favor introduza o valor de aquisi\u00e7\u00e3o.\" aria-required=\"true\" data-invmsg=\"O valor introduzido \u00e9 inv\u00e1lido.\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_110_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_half frm_full\">\r\n    <label for=\"field_lgnd38d25912c8a\" id=\"field_lgnd38d25912c8a_label\" class=\"frm_primary_label\">Loan Term\r\n        <span class=\"frm_required\" aria-hidden=\"true\">*<\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_lgnd38d25912c8a\" name=\"item_meta[110]\" value=\"\"  placeholder=\"Financing term in months\" data-reqmsg=\"Por favor introduza o prazo de financiamento.\" aria-required=\"true\" data-invmsg=\"O valor introduzido \u00e9 inv\u00e1lido.\" aria-invalid=\"false\"   min=\"18\" max=\"84\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_108_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_first frm_half frm_full\">\r\n    <label for=\"field_1tcgc2e83dba1fe\" id=\"field_1tcgc2e83dba1fe_label\" class=\"frm_primary_label\">Down Payment\r\n        <span class=\"frm_required\" aria-hidden=\"true\">*<\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_1tcgc2e83dba1fe\" name=\"item_meta[108]\" value=\"\"  placeholder=\"Value in \u20ac\" data-reqmsg=\"Por favor introduza o valor de entrada inicial.\" aria-required=\"true\" data-invmsg=\"O valor introduzido \u00e9 inv\u00e1lido.\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_109_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_half frm_full\">\r\n    <label for=\"field_12d5g7cb3e30a6e\" id=\"field_12d5g7cb3e30a6e_label\" class=\"frm_primary_label\">Residual Value\r\n        <span class=\"frm_required\" aria-hidden=\"true\">*<\/span>\r\n    <\/label>\r\n    \t\t<select name=\"item_meta[109]\" id=\"field_12d5g7cb3e30a6e\"  placeholder=\"Selecione uma op\u00e7\u00e3o.\" data-reqmsg=\"Por favor selecione uma op\u00e7\u00e3o.\" aria-required=\"true\" data-invmsg=\"Valor residual is invalid\" aria-invalid=\"false\"  >\n\t\t<option  class=\"frm-select-placeholder\" value=\"\" data-placeholder=\"true\">Selecione uma op\u00e7\u00e3o.<\/option><option  value=\"2%\">2%<\/option><option  value=\"5%\">5%<\/option><option  value=\"10%\">10%<\/option>\t<\/select>\n\t\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_114_container\" class=\"frm_form_field form-field  frm_none_container frm_full\" style=\"display:none\">\r\n    <label for=\"field_yg80ia48d204bee\" id=\"field_yg80ia48d204bee_label\" class=\"frm_primary_label\">Restantes Rendas\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_yg80ia48d204bee\" name=\"item_meta[114]\" value=\"\"  data-invmsg=\"O valor introduzido \u00e9 inv\u00e1lido.\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_115_container\" class=\"frm_form_field form-field  frm_required_field frm_none_container vertical_radio\">\r\n    <div  id=\"field_v9gimc8ee9ae4da_label\" class=\"frm_primary_label\">PPD e Termos e Condi\u00e7\u00f5es\r\n        <span class=\"frm_required\" aria-hidden=\"true\">*<\/span>\r\n    <\/div>\r\n    <div class=\"frm_opt_container\" aria-labelledby=\"field_v9gimc8ee9ae4da_label\" role=\"group\">\t\t<div class=\"frm_checkbox\" id=\"frm_checkbox_115-0\">\t\t\t<label  for=\"field_v9gimc8ee9ae4da-0\">\n\t\t\t<input type=\"checkbox\" name=\"item_meta[115][]\" id=\"field_v9gimc8ee9ae4da-0\" value=\"Declaro que li e aceito a &lt;a href=&quot;http:\/\/topdeal.pt\/politica-de-protecao-de-dados\/&quot;&gt;Pol\u00edtica de Prote\u00e7\u00e3o de Dados&lt;\/a&gt; e os &lt;a href=&quot;http:\/\/topdeal.pt\/termos-e-condicoes\/&quot;&gt;Termos e Condi\u00e7\u00f5es&lt;\/a&gt;.\"  data-reqmsg=\"Deve aceitar a Pol\u00edtica de Prote\u00e7\u00e3o de Dados e os Termos e Condi\u00e7\u00f5es de modo a poder prosseguir.\" data-invmsg=\"PPD e Termos e Condi\u00e7\u00f5es is invalid\"   aria-required=\"true\"  \/> I declare that i have read and accept the <a href=\"https:\/\/topdeal.pt\/en\/politica-de-protecao-de-dados\/\">Data Protection Policy<\/a> and <a href=\"https:\/\/topdeal.pt\/en\/termos-e-condicoes\/\">Terms &amp; Conditions<\/a>.<\/label><\/div>\n<\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_116_container\" class=\"frm_form_field form-field  frm_none_container vertical_radio\">\r\n    <div  id=\"field_3vyjg4e78e4072d_label\" class=\"frm_primary_label\">Marketing\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/div>\r\n    <div class=\"frm_opt_container\" aria-labelledby=\"field_3vyjg4e78e4072d_label\" role=\"group\">\t\t<div class=\"frm_checkbox\" id=\"frm_checkbox_116-0\">\t\t\t<label  for=\"field_3vyjg4e78e4072d-0\">\n\t\t\t<input type=\"checkbox\" name=\"item_meta[116][]\" id=\"field_3vyjg4e78e4072d-0\" value=\"Autorizo o tratamento dos meus dados pessoais para fins relacionados com o servi\u00e7o de intermedia\u00e7\u00e3o de cr\u00e9dito.\"  data-invmsg=\"Marketing is invalid\"   \/> I authorize the processing of my personal data for purposes related to the credit intermediation service.<\/label><\/div>\n<\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_117_container\" class=\"frm_form_field form-field  frm_none_container\"><div  id=\"field_rae9h63d2b16ce3\" class=\"frm-g-recaptcha\" data-sitekey=\"6LcdhikhAAAAAJmxMCOPmiSuzZNibFWmxW6fcgMm\" data-size=\"normal\" data-theme=\"light\"><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_147_container\" class=\"frm_form_field form-field\">\n\t<div class=\"frm_submit\">\r\n\r\n<button class=\"btn main-button frm_button_submit\" type=\"submit\"  >Submit<\/button>\r\n\r\n<\/div>\n<\/div>\n\t<input type=\"hidden\" name=\"item_key\" value=\"\" \/>\n\t\t\t<div id=\"frm_field_151_container\">\n\t\t\t<label for=\"field_j142y\" >\n\t\t\t\tIf you are human, leave this field blank.\t\t\t<\/label>\n\t\t\t<input  id=\"field_j142y\" type=\"text\" class=\"frm_form_field form-field frm_verify\" name=\"item_meta[151]\" value=\"\"  \/>\n\t\t<\/div>\n\t\t<input name=\"frm_state\" type=\"hidden\" value=\"5NIjBI5VdBuNGMaHttjlknrZ6Ps\/Obzi9+mYFoi0+ns=\" \/><\/div>\n<\/fieldset>\n<\/div>\n\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Fa\u00e7a a simula\u00e7\u00e3o de Leasing Mobili\u00e1rio para a sua empresa e entre em contacto connosco. Analisamos o seu caso sem qualquer compromisso.<\/p>","protected":false},"author":1,"featured_media":441,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"post-templates\/leasing-mobiliario-empresas-post.php","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":"","jetpack_post_was_ever_published":false},"categories":[17,13],"tags":[],"class_list":["post-435","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-empresas","category-leasing"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/topdeal.pt\/wp-content\/uploads\/2021\/12\/leasing-mobiliario.jpg?fit=2400%2C1600&ssl=1","_links":{"self":[{"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/posts\/435","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/comments?post=435"}],"version-history":[{"count":4,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/posts\/435\/revisions"}],"predecessor-version":[{"id":448,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/posts\/435\/revisions\/448"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/media\/441"}],"wp:attachment":[{"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/media?parent=435"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/categories?post=435"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/tags?post=435"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}