{"id":119,"date":"2021-07-20T21:20:17","date_gmt":"2021-07-20T20:20:17","guid":{"rendered":"http:\/\/mbnegocios.pt\/?p=119"},"modified":"2021-07-27T09:44:57","modified_gmt":"2021-07-27T08:44:57","slug":"taxa-de-juro-na-contratacao-de-novos-creditos-habitacao-continua-a-baixar","status":"publish","type":"post","link":"https:\/\/topdeal.pt\/en\/taxa-de-juro-na-contratacao-de-novos-creditos-habitacao-continua-a-baixar\/","title":{"rendered":"Taxa de Juro na contrata\u00e7\u00e3o de novos cr\u00e9ditos habita\u00e7\u00e3o continua a baixar"},"content":{"rendered":"<p>\u201cA Taxa de Juro impl\u00edcita no conjunto de contratos do cr\u00e9dito habita\u00e7\u00e3o\u201d registou nova descida. De acordo com o INE, o ponderador associado a celebra\u00e7\u00e3o de novos contratos apresenta agora um valor de 0,811%, registando assim uma diminui\u00e7\u00e3o face a Maio (0,820%).<\/p>\n<p>No entanto, \u201cNos contratos celebrados nos \u00faltimos 3 meses, a taxa de juro aumentou pelo segundo m\u00eas consecutivo, fixando-se em 0,686% (0,671% no m\u00eas anterior)\u201d E assim sendo a presta\u00e7\u00e3o apresentou um aumento de 3\u20ac, de 232\u20ac para 235\u20ac.<\/p>\n<p>Por \u00faltimo, \u201co capital m\u00e9dio em d\u00edvida para a totalidade dos contratos subiu 451 euros face ao m\u00eas anterior, fixando-se em 56 462 euros\u201d e nos \u00faltimos 3 meses \u201co montante m\u00e9dio do capital em d\u00edvida foi 114 865 euros, mais 510 euros que em maio\u201d.<\/p>\n<p>Este relat\u00f3rio do INE evidencia assim uma tend\u00eancia ainda de descida nos juros m\u00e9dios cobrados pela Banca na contrata\u00e7\u00e3o de novos cr\u00e9ditos habita\u00e7\u00e3o.<\/p>\n<p>&nbsp;<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-120 size-full\" src=\"https:\/\/i0.wp.com\/mbnegocios.pt\/wp-content\/uploads\/2021\/07\/tabela-taxas-de-juro.png?resize=538%2C351\" alt=\"tabela - taxas de juro cr\u00e9dito habita\u00e7\u00e3o\" width=\"538\" height=\"351\" srcset=\"https:\/\/i0.wp.com\/topdeal.pt\/wp-content\/uploads\/2021\/07\/tabela-taxas-de-juro.png?w=538&amp;ssl=1 538w, https:\/\/i0.wp.com\/topdeal.pt\/wp-content\/uploads\/2021\/07\/tabela-taxas-de-juro.png?resize=300%2C196&amp;ssl=1 300w\" sizes=\"auto, (max-width: 538px) 100vw, 538px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Source: <a href=\"https:\/\/www.ine.pt\/xportal\/xmain?xpid=INE&amp;xpgid=ine_destaques&amp;DESTAQUESdest_boui=472475259&amp;DESTAQUESmodo=2\" target=\"_blank\" rel=\"noopener\">Instituto Nacional de Estat\u00edstica<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u201cA Taxa de Juro impl\u00edcita no conjunto de contratos do cr\u00e9dito habita\u00e7\u00e3o\u201d registou nova descida.<\/p>","protected":false},"author":2,"featured_media":125,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":"","jetpack_post_was_ever_published":false},"categories":[4],"tags":[],"class_list":["post-119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito-habitacao"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/topdeal.pt\/wp-content\/uploads\/2021\/07\/randy-fath-ymf4_9Y9S_A-unsplash-1.jpg?fit=1920%2C1280&ssl=1","_links":{"self":[{"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/posts\/119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/comments?post=119"}],"version-history":[{"count":5,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/posts\/119\/revisions"}],"predecessor-version":[{"id":144,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/posts\/119\/revisions\/144"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/media\/125"}],"wp:attachment":[{"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/media?parent=119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/categories?post=119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topdeal.pt\/en\/wp-json\/wp\/v2\/tags?post=119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}